Card Portfolio Senior Officer
UOB · Ho Chi Minh (City Area)
Full-timeonsitemidFinanceFinance
รายละเอียดงาน / Description
Based in Vietnam, this role focuses on leading and growing the bank's credit card installment business across digital avenues and merchant ecosystems. You will take ownership of app-based installment features, design seamless customer journeys, and forge key merchant partnerships across high-impact spending categories. In addition, you will conduct data-driven portfolio analytics to maximize profitability while maintaining risk compliance.
หน้าที่ความรับผิดชอบ / Responsibilities
- Manage and enhance credit card installment features and user journeys on mobile banking platforms.
- Establish and maintain merchant installment partnerships, including negotiating commercial terms and promotional funding.
- Formulate and launch targeted installment products and promotional campaigns based on customer segmentation.
- Analyze portfolio and transaction data to forecast performance, build business cases, and track ROI.
- Partner with cross-functional units such as digital banking, IT, operations, and risk management.
- Ensure installment programs strictly adhere to regulatory mandates and internal banking governance standards.
คุณสมบัติ / Qualifications
- Bachelor's degree in Business Administration, Finance, Economics, Marketing, or a related discipline.
- At least two years of relevant experience in credit cards, consumer finance, retail banking, or merchant acquiring.
- Hands-on background in merchant partnership management and digital channel optimization.
- Solid comprehension of credit card economics, payment ecosystems, and installment product mechanics.
- Strong financial modeling, business analytics, and negotiation skills.
- Excellent presentation abilities and track record of working across multifaceted teams under tight schedules.
ทักษะที่ต้องการ / Required skills
- Credit Cards
- Portfolio Management
- Merchant Partnerships
- Digital Banking
- Customer Journey Design
- Business Analytics
- Financial Modeling
- Stakeholder Management
ทักษะเพิ่มเติม / Nice to have
- MBA