Credit Reviewer
UOB · Central Region (City Area)
Full-timeonsitejuniorFinanceFinance
รายละเอียดงาน / Description
Based in Singapore, this role involves performing comprehensive credit assessments and documentation verification for retail mortgage applications. The position requires evaluating borrower information and ensuring compliance with regulatory guidelines and internal credit policies. This is a key role in supporting sound credit decision-making and effective risk management within the bank.
หน้าที่ความรับผิดชอบ / Responsibilities
- Prepare, review, and analyze mortgage applications, including new and restructured loans
- Coordinate with various internal stakeholders for documentation and rectifications
- Conduct compliance and documentation checks on mortgage applications
- Evaluate property valuation reports
- Perform credit evaluations and address post-disbursement issues or other requests
คุณสมบัติ / Qualifications
- Minimum 1-2 years of banking experience, preferably in mortgages
- Proficiency in software programs, especially Microsoft Excel and PowerPoint
- Understanding of the real estate industry, current affairs, and economic outlook
- Familiarity with real estate and mortgage loan regulations
- Strong credit analytical skills and attention to detail
- Excellent written and verbal communication abilities
- Positive attitude, strong interpersonal skills, and ability to manage objections
- Capable of working independently, learning quickly, and collaborating in a team
ทักษะที่ต้องการ / Required skills
- Credit Analysis
- Mortgage Applications
- Documentation Review
- Compliance
- Microsoft Excel
- Microsoft PowerPoint
- Real Estate Knowledge
- Communication Skills
- Interpersonal Skills
- Teamwork