Senior Credit Analyst (FIG)
UOB · Kuala Lumpur (City Area)
Full-timeonsiteseniorFinanceFinance
รายละเอียดงาน / Description
Based in Malaysia, this role involves performing credit analysis and structuring for the Global Funds & Financial Sponsor (GFFS) team within the Financial Institutions Group (FIG) department. The Senior Credit Analyst will prepare credit ratings and periodic financial reviews for GFFS borrowers, focusing on financing for various real assets. This position requires evaluating creditworthiness, assessing transactions against internal policies, and structuring proposals to align with both borrower needs and the bank's risk appetite.
หน้าที่ความรับผิดชอบ / Responsibilities
- Perform credit analysis and structuring for Global Funds & Financial Sponsor (GFFS) clients
- Prepare credit ratings and periodic financial reviews for GFFS borrowers
- Evaluate overall creditworthiness and financial obligations for credit products
- Assess proposed transactions against credit standards and internal policies
- Structure proposals based on borrower demands and bank's risk appetite
- Supervise and train junior analysts
คุณสมบัติ / Qualifications
- Degree in Accountancy, Business Administration, or Banking & Finance
- Strong understanding of credit risk, financial analysis, and real assets credit structuring
- Good understanding of banking products and their associated risks
- Resourceful, proactive, and positive team player
- Dynamic, dedicated, self-driven, and highly motivated
- Strong interpersonal and communication skills
ทักษะที่ต้องการ / Required skills
- Credit Analysis
- Financial Analysis
- Credit Structuring
- Credit Risk Management
- Banking Products
- Communication
- Teamwork