Senior Officer/Manager, Credit Analyst, Commercial Banking
UOB · Central Region (City Area)
Full-timeonsitemidFinanceFinance
รายละเอียดงาน / Description
Based in Singapore, this position within the Wholesale Banking team focuses on delivering credit solutions for small and medium-sized enterprise clients. The hired professional will evaluate borrowing risks, monitor existing company portfolios, and prepare credit proposals with potential advancement into relationship management. This role provides an exceptional opportunity for ambitious individuals aiming to build a successful commercial banking career.
หน้าที่ความรับผิดชอบ / Responsibilities
- Perform detailed credit evaluations for a dedicated portfolio of small and medium enterprises.
- Assess borrower credit risk ratings and consistently review account performance.
- Prepare comprehensive credit reports, reviews, and risk evaluation documentation.
- Recommend credit variations, waivers, and exceptions when needed.
- Collaborate with coverage and product specialists to deliver commercial financing solutions.
คุณสมบัติ / Qualifications
- Bachelor's degree in Business Administration, Accountancy, Banking, Finance, or a related discipline.
- At least 2 years of corporate credit analysis, SME banking sales, or relationship management background.
- Strong analytical capabilities with sound understanding of financial statements.
- Familiarity with the risk landscape and credit drivers of SME businesses.
- Strong interpersonal and communication skills with an interest in sales-oriented progression.
ทักษะที่ต้องการ / Required skills
- Credit Analysis
- Financial Analysis
- Risk Assessment
- Commercial Banking
- SME Banking
- Portfolio Monitoring
- Relationship Management